Accertify, a provider of unified risk decisioning solutions for digital commerce, has introduced Attack State, a new intelligence capability designed to strengthen account protection and help enterprises detect coordinated login attacks targeting customer accounts. The capability is integrated into the company’s Account Protection solution and aims to provide organizations with deeper visibility into evolving fraud and automated attack patterns.
As cybercriminals continue to use automation and scale their credential attacks, companies are faced with the challenge of detecting abnormal access patterns before account takeovers occur. Attack State solves this problem by monitoring and comparing authentication activity against normal traffic behavior in the digital ecosystem. This allows companies to quickly identify abnormal spikes or patterns in their environments that could be indicative of bot attacks, credential stuffing, or even coordinated attacks on user accounts.
This technology analyzes authentication activity in real-time, using network behavior and traffic signals from web, mobile, and API environments. By using this information in relation to baseline behavioral patterns, Attack State is able to identify abnormal patterns that could mean an environment is being attacked. Once abnormal activity is detected, Attack State automatically generates alerts and provides relevant information for fraud and security teams to quickly assess and respond to threats before they exploit compromised accounts.
This level of proactive monitoring will be beneficial to both fraud prevention and cybersecurity teams. The feature will provide greater situational awareness for security operations teams and allow fraud teams to detect potential attacks at earlier stages of the attack lifecycle, before the fraud event occurs.
What makes this solution unique is that it will provide organizations with the opportunity to balance security and user experience. By being able to detect patterns of malicious traffic while continuing to allow legitimate user sessions to occur uninterrupted, Attack State will provide organizations with the opportunity to fight fraud without impacting the user experience of the login process.
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“Customer accounts are one of the most valuable targets for attackers today,” said Andy Mortland, senior vice president of product and development, Accertify. “This is why we must broaden fraud controls beyond the point of checkout alone. Organizations need visibility into signals across the entire customer journey, from login activity to transactions to post-purchase. Attack State is an example of the power of taking a holistic, platform approach to fraud, one that connects early attack signals with downstream fraud decisioning, giving fraud and cybersecurity teams the context they need to respond faster and protect customer accounts.”
Attack State reflects a broader shift in enterprise fraud prevention strategies. Traditionally, many fraud detection efforts have focused primarily on transaction monitoring at checkout. However, modern cyberattacks often begin much earlier in the customer journey, particularly at the login stage where attackers attempt to gain unauthorized access using stolen credentials. By expanding monitoring to authentication behavior, organizations can detect threats earlier and prevent fraud before financial losses or reputational damage occur.
The launch of Attack State also fits into industry trends that focus on the entire digital experience in terms of account protection. Advanced fraud management systems are now making use of behavioral analytics, machine learning, and real-time monitoring to detect changes in attack patterns while providing seamless customer experience.
Accertify will highlight this new capability at MRC Vegas 2026, where the company will lead a workshop called “Protecting Accounts Before Fraud Reaches Checkout.” The conference represents an important chance for fraud and security experts to examine new fraud vectors and debate methods for enhancing defenses for authentication layers.
As online commerce grows, coordinated login attacks and credential-based threats continue to be some of the most enduring dangers for digital enterprises. New technologies such as Attack State highlight the ways in which digital enterprises are shifting their security strategies to identify automated attacks earlier, respond more quickly, and protect customer accounts throughout the entire transaction process.
